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Cost Savings, Better Coverage and More Control with Wrap-Ups

Wrap-ups offer cost savings, better coverage, more control and higher limits than a traditional insurance program. A wrap-up reduces the number of insurance carriers on a project to just one or two. This means that should a claim occur, the owner or contractor controlling the insurance project will have a more streamlined claims process with a limited number of insurance adjusters and lawyers involved in the claim. Cross litigation is also dramatically reduced due to the fewer insurance carriers participating on a project.

Wrap-ups and wrap up insurance offer cost savings, better coverage, more control and higher limits than a traditional insurance program.

Tailored Wrap-Up Insurance Services

Our team tailors wrap-up services to each contractor, owner and project by utilizing cutting-edge program design, feasibility studies, on-site enrollment and training, loss control, claims administration, medical cost containment and our proprietary, state-of-the-art automated wrap-up administration system.

Our team tailors wrap-ups and wrap up insurance services to each contractor, owner and project.

Wrap-Up Insurance Solutions

WrapX is our proprietary, web-based system that automates wrap-ups for efficient, paperless administration throughout the entire process. WrapX reduces time spent on administrative tasks and enables us to focus on you and your business.

WrapX includes:

  • Automated reports
  • Separate online portals for sponsor and subcontractors
  • Online enrollment of contractors and payroll submission
  • Automatic certificate of insurance issuance
  • Certificate of insurance tracking

A CCIP protects the general contractor, subcontractors and the project owner from third party general and workers’ compensation claims. Our turnkey CCIP solution includes not only risk advisory, placement and administration, but also an educational and sales support function to assist in educating all relevant parties. " 

  • Lowers Insurance Costs
  • Improves Site Safety
  • Minimizes Subrogation
  • Streamlines Claims
  • Broadens Coverage
  • Reduces Coverage Gaps
  • Eliminates Redundancies
  • Allows Small Business Enterprises Participation

Owners use wrap-ups to realize premium savings, improve coverage terms and limits and hedge against rate increases.

An OCIP can be used for a single construction project or a series of construction projects. Rather than each contractor providing its own insurance and passing this cost to the owner through the construction contract, the owner of the project purchases certain lines of insurance to cover most of the contractors on a job site.

An OCIP empowers you to control and manage the overall safety program of the projects included in the wrap-up. All construction, materials, hazard, workers’ compensation, terrorist and other building-related insurance is purchased by the property owner as part of a single policy from a single insurer. OCIPs are more cost effective than traditional insurance and provide a wide array of benefits. Learn More >