Cybersecurity Tips for Online Shopping During the Holidays
By Alliant Specialty
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As the holiday season sees an increase in online transactions, cybercriminals actively exploit this surge in activity to launch phishing attacks, create fraudulent websites and employ various tactics to compromise sensitive information. Unsecured websites and fake promotions abound, making it crucial for shoppers to verify the legitimacy of online retailers. Here are some tips to help keep you safe this holiday season:
Shop Only on Secure Websites: Stick to reputable and well-known online retailers. Ensure that the website's URL begins with "https://" and has a padlock icon in the address bar, indicating a secure connection.
Use Strong, Unique Passwords: Create robust passwords for your online shopping accounts. Avoid using easily guessable passwords and consider using a combination of letters, numbers, and symbols. Use a different password for each account to enhance security.
Be Cautious of Phishing Emails and Links: Watch out for phishing attempts in emails that mimic legitimate retailers. Avoid clicking on suspicious links, and instead, navigate directly to the retailer's website by typing the URL in your browser.
Keep Software and Devices Updated: Ensure that your computer, smartphone, and other devices are running the latest security updates. This includes both the operating system and any antivirus or anti-malware software you may have installed.
Monitor Your Accounts: Regularly check your bank and credit card statements for any unauthorized transactions. If you notice any discrepancies, report them to your financial institution immediately. Early detection can help prevent further financial damage.
Use Secure Payment Methods: When making online purchases, use secure payment methods such as credit cards or reputable payment gateways. Avoid using debit cards for online shopping, as credit cards typically offer more consumer protection in case of fraud.
By implementing these cybersecurity tips, you can enjoy the convenience of online shopping during the holidays while minimizing the risks associated with cyber threats.
Stay safe this holiday season!
Alliant note and disclaimer: This document is designed to provide general information and guidance. Please note that prior to implementation your legal counsel should review all details or policy information. Alliant Insurance Services does not provide legal advice or legal opinions. If a legal opinion is needed, please seek the services of your own legal advisor or ask Alliant Insurance Services for a referral. This document is provided on an “as is” basis without any warranty of any kind. Alliant Insurance Services disclaims any liability for any loss or damage from reliance on this document.
