Alliant Crime Insurance Program (ACIP)
The Alliant Crime Insurance Program (ACIP) brings the advantages of group purchase to public entities seeking very broad coverage for illegal acts committed by their employees while on the job.
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Employee Crime Coverage at a Lower Cost
Formed in 2000, ACIP currently includes more than 250 public entity members that receive comprehensive employee crime coverage at a cost well below that available to individual public entities. Although there is no limit on the size of public entity members, the program is most competitive for organizations with fewer than 1,000 employees.
A Crime Insurance Program with Greater Stability
Because of its size and the fact that it has a very low overall loss ratio, ACIP rates historically have been stable regardless of fluctuations in the general insurance market. As a group purchase program, there is no risk sharing in ACIP and therefore, there is no possibility of assessments.
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