Formed in 2000, ACIP currently includes more than 250 public entity members that receive comprehensive employee crime coverage at a cost well below that available to individual public entities. Although there is no limit on the size of public entity members, the program is most competitive for organizations with fewer than 1,000 employees.
Because of its size and the fact that it has a very low overall loss ratio, ACIP rates historically have been stable regardless of fluctuations in the general insurance market. As a group purchase program, there is no risk sharing in ACIP and therefore, there is no possibility of assessments.
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