Yoga Insurance with YogaPro^® by Alliant

YogaPro combines professional liability insurance with general liability coverage to create a comprehensive program that addresses risks arising from instruction, injuries during classes and accidents at the studio.

• Professional liability insurance: Covers claims related to your professional services, including yoga instruction and teacher training. Protection applies to allegations of negligence, errors, omissions or failure to perform services.

• General liability: Covers claims involving bodily injury, property damage and personal and advertising injury.

We tailor coverage based on whether you teach yoga, operate a yoga studio, or both.

• Teacher liability insurance: Applies to instructors who teach yoga at a studio, gym, park, community center or client’s home. Teacher liability insurance helps protect you from personal financial loss if a claim is made against you.

• Studio liability insurance: Designed for yoga studios, yoga schools, home studios and small businesses. This policy covers up to two legal owners and claims arising from instruction, whether direct or indirect.

YogaPro provides tailored insurance solutions for yoga instructors teaching in a variety of settings, as well as yoga studios, schools, home studios and other small businesses. Coverage is designed to address the distinct liability risks associated with teaching classes and operating a yoga facility.

Available Limits

• $1M per claim / $2M aggregate

• $2M per claim / $4M aggregate

Policy Type: Claims Made

Coverage is written on a claims-made policy form:

• Claims must be reported during the policy period.

• Coverage may lapse if not renewed on time.

• Renewal notices are sent by email at 90, 60, 30 and 15 days prior to expiration.

Additional Policy Benefits

• Host liquor liability

• Fire and water damage legal liability

• Medical expense payments

• Deposition fees and defendant expenses

• Damage to property of others

• HIPAA/HITECH fines and penalties

• First aid expenses

• Sexual misconduct coverage

• License and disciplinary proceedings

• Products/completed operations

• Broad definition of professional services

• Worldwide coverage, subject to policy terms and conditions, when claims are brought in the U.S.

Yes. To obtain a quote and purchase coverage through YogaPro, you must be a Yoga Alliance member.

No. Coverage is available only to individuals residing in the U.S.

A claims-made policy provides coverage when a claim is made against the insured during the policy period, subject to the policy’s terms, conditions and retroactive date.

Yes. The policy provides worldwide coverage, but only if the claim is made in the U.S., its territories or Canada.

Yes. The policy can cover yoga instruction involving children, subject to policy terms and conditions.

Yes. There is no fee to list additional insureds, such as studios, gyms or venues where you provide services. Special requests may be subject to review and additional premium.

Please submit your information at the contact form below for assistance with certificates, additional insured requests, policy copies, contact updates, cancellations or other policy service needs.

Yoga teachers typically need professional liability insurance to address claims related to alleged errors or omissions in instruction, along with general liability coverage for participant injuries and accidents at teaching locations. YogaPro by Alliant offers tailored coverage for instructors and business owners, ensuring they have end-to-end protection to continue teaching and operating.

Instructor liability insurance is designed to protect against claims involving alleged errors or omissions in teaching, participant injuries and accidents occurring during classes or at the locations where instruction is provided. This helps yoga instructors cover financial losses, such as medical expenses and legal settlements, that may stem from incidents associated with teaching. Coverage may apply to yoga teachers working in studios, gyms, parks, community centers or clients’ homes, subject to the policy’s terms, conditions and exclusions.

Covered yoga teaching styles under yoga insurance policies typically include:

• Vinyasa

• Hatha

• Hot Yoga

• Power Yoga

• Yin Yoga

• Ashtanga Yoga

• Iyengar Yoga

• Restorative Yoga

• Kundalini Yoga

• Acro Yoga

• Suspension Yoga, provided students can reach the ground with their feet at all times. Hammocks, silks, and similar equipment must be set no higher than waist level.

• Stand-Up Paddleboard Yoga, subject to a lifeguard certification or certified lifeguard presence

• Prenatal, children’s or trauma-informed yoga—if specific included in the training

Yoga instructors’ insurance typically costs between $100 and $200 per year, though the exact amount will depend on your liability limit type and if you work part or full-time. Contact Alliant for a quote based on your unique business structure.