Poultry Farm Insurance for Contract Growers
Through the Poultry Growers Alliance (PGA), Alliant offers a national membership and association-based poultry insurance program dedicated to commercial contract poultry growers. The poultry-specific platform brings together property, builder’s risk, business income, equipment breakdown, terrorism, and general liability solutions.
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Across the United States, thousands of independent poultry growers play a vital role in the nation’s food supply by supporting leading poultry processors. However, poultry growers have historically lacked access to a stable, sustainable insurance solution that scales under one shared program and is designed to address their distinct operational risks.
PGA is the first national insurance program developed exclusively for poultry growers. By bringing thousands of growers together in one national program and spreading the risk across multiple insurers, PGA creates an attractive and sustainable opportunity for this very difficult risk group.
Supporting Poultry Growers Through Every Exposure
Specialized Poultry Grower Insurance Experience
The Poultry Growers Alliance (PGA) is designed for qualified broiler, pullet, breeder and egg-layer operations. Alliant’s more than 25 years of experience building large, national programs led to the creation of the Poultry Growers Alliance (PGA), which fills a critical gap in the market.
Through PGA, Alliant provides a poultry-specific platform that combines specialized market access, risk analysis and claims support for growers across different regions and production environments with experience in poultry farming and the related property, equipment, liability and business continuity exposures.
Well-Versed in Poultry House, Equipment and Liability Risks
Poultry operations rely on interconnected systems, including ventilation, electrical, feeding, watering, controllers, alarms and backup power. PGA’s coverage framework considers these critical systems and how property damage or equipment breakdown could affect poultry-growing operations.
Growers may also face liability exposures involving their premises, visitors, contractors, employees, vehicles and neighboring property. Coverage needs can vary based on each grower’s contractual responsibilities and who owns the poultry houses, equipment and birds.
Comprehensive Poultry Farm Insurance
PGA provides tailored growers insurance solutions for broiler, pullet, breeder and egg-layer operations. Our specialists arrange poultry-specific coverage for property, builder’ risk, general liability, equipment breakdown and terrorism exposures, backed by multiple top rated insurers and reinsurers.
Serving Growers Across the United States
Available in all 50 states, the Poultry Growers Alliance is designed to distribute risk geographically, with controlled grower caps and maximum insured values per county to manage aggregation.
Unlike traditional poultry insurance placements, PGA’s property program brings thousands of growers across the country together under two common effective dates and distributes risk among multiple insurance companies, greatly reducing transactional costs while expanding capacity across large-poultry producing states and maintaining financial strength and stability.
Supporting Poultry Growers Through Tailored Expertise
As a leading specialty insurance broker serving agricultural producers, processors and service providers, Alliant already supports poultry growers in more than 30 states through the PGA. PGA develops insurance and risk management programs tailored to each client’s exposures, drawing on specialized poultry knowledge, approved co-broker relationships and a broad geographic reach. This experience helps our specialists address property values, operational continuity, equipment dependencies and liability exposures while understanding the distinct risks, operating environments and market conditions growers face.
Poultry Insurance Program Overview
National Platform: Designed to distribute risk geographically across the nation, with controlled grower caps per county to manage aggregation while helping growers scale aggressively in large poultry-producing states such as GA, AR, AL, MS, NC, SC, TX, NE, TN, IN, OH, MO, OK, KY, DE, MD and VA.
Top-Rated Carriers: Backed by multiple top rated, financially strong domestic and London insurers and re-insurers. We work with multiple property and liability underwriting facilities designed to diversify risk and reduce transactional expenses by approximately 30% to 40%. Underwriting facilities include but are not limited to : Axis, Axa XL, Beasley/Zurich, Canopius, Convex, Jupier, Kinsale, Lloyd of London Syndicates: Argenta, Lancashire, Risk Smith, RSUI.
Competitive & Stable: A dependable alternative to small, fragmented regional insurance carriers and local programs.
Local Expertise: Delivered through poultry grower insurance specialists with extensive industry experience in major poultry-producing regions.
Aggregation Risk Controls: Structured to prevent excessive value concentration in any one area, with significant financial capacity to support business growth.
Industry Connectivity: Supported by strong relationships with leading poultry integrators, the U.S. Poultry & Egg Association, the National Chicken Council and state poultry associations. This network of trusted organizations helps ensure the program addresses the evolving needs of poultry growers nationwide.
Alliant provides protection centered on the farm’s most important exposures. Our comprehensive poultry insurance program covers:
Property: Protects poultry facilities, farms, onsite residences, and other covered property against physical damage from events such as fire, wind and other covered causes of loss.
Builder’s Risk: Our PGA Builder’s Risk Program is designed specifically for new construction, repair, and renovation of Broiler, Breeder, Pullet and Egg layer operations. Available is all 50 States, including locations in Protection classes 2-10
Business Income: Helps replace lost income and cover continuing expenses when a covered property loss disrupts poultry-growing operations.
Equipment Breakdown: Provides coverage for physical damage and resulting losses when feeding, watering, ventilation and backup power systems experience a breakdown.
Terrorism: Provides protection for losses resulting from a both certified and domestic acts of terrorism.
General Liability: Helps protect poultry growers operations and onsite residences against third-party claims involving bodily injury, property damage and related legal fees. Final terms vary by location, underwriting and issued policy forms.
Alliant provides dedicated claims support, in partnership with the nation’s top third party claims administration company, to assist poultry growers navigate each step, from initial reporting through resolution. Our coordinated, proactive approach promotes responsive service, clear communication and effective outcomes. We also use loss ratio analysis and other data-driven insights to help growers identify corrective actions, prevent future losses, and reduce claim frequency and severity.
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For Prospective Co-Brokers
The Poultry Growers Alliance works with a limited select group of co-broker agencies that bring poultry expertise and local and regional support to the growers. Co-broker selection considers poultry experience, producer resources, geographic reach and alignment with PGA’s limited distribution model.
Approved co-brokers gain access to a poultry-specific underwriting program for qualified contract growers. The program emphasizes careful risk qualification, on-site reviews by the co-brokers, complete submissions and clear, accurate presentation of coverage terms.
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