Boardroom Plus Management Liability Insurance combines three valuable liability products under one policy:

• Directors and Officers Liability (D&O)
• Employment Practices Liability (EPLI) 
• Professional Liability (E&O)

Our Program Features:

• Coverage of potential gaps with a single policy
• Single premium for multiple coverages
• Dedicated claims attorney
• Cyber liability coverage, including network security, HIPAA, HiTech, and fines and penalties

Coverage Enhancements:

• Defined professional services to include affirmative grant of coverage for standard setting, accreditation, certification, peer review and program sponsorship
• Third-party employment practices to include coverage for claims made by non-employees, usually customers, who allege that an employee engaged in wrongful conduct, such as sexual harassment or discrimination
• Independent contractors included in coverage
• Anti-trust coverage (defense and settlement)
• Experienced claims counsel
• We offer alternative payment and financing options:
  • Check payment
  • Online EFT/AHC payment
  • Financing through a third party
• Volunteers included in coverage also includes employees such as staff, volunteers and committee members
• Contingent bodily injury and property damage coverage
• Worldwide coverage (subject to policy terms and conditions)

Cyber liability, often referred to as network security and privacy liability, is a risk that is inherent to every organization. With cyber threats growing in frequency and intensity, it is imperative to have a highly specialized and technical professional focused on evaluating and securing the proper coverage for your business. 

In its broadest sense, cyber liability serves to protect the insured entities and individuals from claims made against them for defense costs and damages arising from a breach of their networks or the wrongful dissemination of private material. The policy also contains an extraordinarily valuable “first party” element, wherein coverage is provided for the costs incurred by an insured entity upon discovering a breach. Most carriers also provide a data breach coach or claims team to help coordinate the various elements necessary to appropriately respond to a breach and comply with regulatory requirements.

Since organizations hold or are responsible for the collection and storage of sensitive employee and customer data (whether subcontracted out to a third party or not), this exposure is ever-present.

Cyber Liability Policy Coverage:

• Data Breach and First Party Costs: Covers defined expenses commonly associated with a data breach. This includes costs associated with data breach counsel, computer forensics analysis, privacy regulations compliance, notification and credit monitoring services for affected individuals and public relations or crisis management services to restore a company’s reputation.
• Network Security and Privacy Liability: Covers liability of the organization arising out of the failure of network security, including unauthorized access or unauthorized use of corporate systems, a denial of service attack or transmission of malicious code. Internet media liability Covers infringement of copyright or trademark, invasion of privacy, libel, slander, plagiarism or negligence arising out of the content on the organization’s website.
• Cyber/Network Extortion: Covers monies and associated expenses arising out of a criminal extortion threat to release sensitive information or gain unauthorized access to a network.
• Digital Asset Restoration Costs Coverage: Covers costs incurred to replace, restore or recollect data and/or network resources lost or destroyed resulting from unauthorized access to the system.
• Regulatory Coverage: Provides coverage for regulatory proceedings brought by a government agency alleging the violation of any state, federal or foreign identity theft or privacy protection legislation.

Stand-Alone Cyber Liability Insurance

Alliant is pleased to offer a stand-alone cyber liability policy. We have this option for contracts that require higher limits and broader coverage beyond what we can offer inside the program.

To apply for the Alliant Stand-Alone Cyber Insurance Policy, please follow the instructions below.

Beazley Cyber Application

Alliant Ransomware Questionnaire Application

Alliant Supplemental Underwriting Questions Due To SolarWinds

Directions:

1. Download and Save the PDF Applications Above
2. Complete the Application Entirely
3. Submit the Application to boardroomplus-questions@alliant.com