Available Policy Limits:

• $1,000,000 per claim / $1,000,000 annual aggregate
• $2,000,000 per claim / $2,000,000 annual aggregate
• $3,000,000 per claim / $3,000,000 annual aggregate*
• $4,000,000 per claim / $4,000,000 annual aggregate*
• $5,000,000 per claim / $5,000,000 annual aggregate*

*Limits higher than $2,000,000 are subject to additional underwriter review and approval

Deductible:

• $5,000 per claim, with multiple deductible options available

Policy Type:

• Claims Made

Policy Coverage:

• Professional Liability (E&O)
• Coverage for Contingent Bodily Injury and Property damages resulting from your professional services

Cyber Liability and Computer Network Security Sub-Limit:

• $100,000 standard to all policies, with options up to $2,000,000

Other Policy Benefits:

• Broad definition of professional services including the ability to expand the definition per your specific services that are offered
• Crisis management expense
• Personal injury liability
• Coverage for HIPAA/HITECH breaches
• Coverage for independent contractors
• Defense cost included in the policy limits
• Worldwide coverage (subject to policy terms and conditions) - as long as the suit is brought in the United States

Stand-Alone Cyber Liability Insurance

Alliant is pleased to offer a stand-alone cyber liability policy through Corvus. We have this option for contracts that require higher limits and broader coverage beyond what we can offer inside the program.

Corvus is actively helping our policyholders predict and prevent adverse events, as well as supplying the coverage that helps them withstand events when they do happen. The Corvus team has decades of experience in commercial insurance and decades more building and growing technology-enabled companies.

Available Policy Limits:

• Up to $5,000,000 – subject to underwriter

Policy Type:

• Claims Made

Policy Coverage:

• Cyber Liability Insurance

To apply for the Alliant stand-alone cyber insurance policy with Corvus, please follow the instructions below.

Corvus Smart Cyber Application

Corvus Ransomware Supplemental Application

Directions:

• Download and Save the PDF Applications Above
• Complete the Application Entirely
• Submit the Application to IA-questions@alliant.com 

Each party should be willing to be responsible for losses and claims to the extent that they are caused by that party’s negligence. We offer the following as a contractual provision that addresses this issue:

To the fullest extent permitted by law, Client and Consultant each agree to indemnify the other party and the other party’s officers, directors, partners, employees, and representatives, from and against losses, damages, and judgments arising from claims by third parties, including reasonable attorneys’ fees and expenses recoverable under applicable law, but only to the extent they are found to be caused by a negligent act, error, or omission of the indemnifying party or any of the indemnifying party’s officers, directors, members, partners, agents, employees, or sub consultants in the performance of services under this agreement.

If claims, losses, damages, and judgments are found to be caused by the joint or concurrent negligence of Client and Consultant, they shall be borne by each party in proportion to its negligence.